Get Quotes on Dental Insurance Nationwide
We work with top leading carriers that provide dental insurance.
Plans differ primarily in how much you'll have to pay monthly for your coverage and how much
you'll have to pay when dental services are rendered. Compare  dental insurance
plans and select the dental plan designed to meet both your dental care needs and budget.

How Does The Dental Insurance Work?
The dental insurance works in much the same way that medical insurance works.
For a specific monthly rate(or "premium"), you are entitled to certain dental benefits,
usually including regular checkups, cleanings, x-rays, and certain services required to promote
general dental health. Some plans will provide broader coverage than others and some will require
a greater financial contribution on your part when services are rendered. Some plans may
also provide coverage for certain types of oral surgery, dental implants, or orthodontia.

 
The Dental Plans
Similar to medical insurance plans, the dental insurance plans are often categorized
as either Indemnity or managed-care plans.

Typically, the  Indemnity plans offer a broader selection of dental care providers than
managed-care plans. With an indemnity plan, the carrier pays for covered services only after
it receives a bill, which means that you may have to pay up front and then obtain reimbursement
from your insurance carrier later.

Managed-care plans typically maintain dental provider networks. The  dentists participating in
a network agree to perform services for patients at pre-negotiated rates and usually will submit the
claim to the dental insurance company for you. In general, you'll have less paperwork and lower
out-of-pocket costs with a managed-care dental plan and a broader choice of dentists with an Indemnity plan.